Why Equal Isn't Always Fair

One of the most difficult questions in estate planning is how to divide an estate between children.

Many parents instinctively choose equal shares. On the surface, it feels fair.

Yet life is rarely equal.

And sometimes equal treatment can actually create feelings of unfairness.

Different Children, Different Circumstances

Families are complex.

One child may have spent years caring for ageing parents.

Another may have received significant financial support during the parents' lifetime.

One may have a successful career while another struggles financially.

One may have helped build the family business.

Another may have moved abroad decades ago.

When parents reach the point of writing or reviewing their Wills, these differences often weigh heavily on their minds.

Many parents choose equal shares simply because they fear disagreement.

They hope that equal division will prevent arguments after their death.

Unfortunately, disputes can arise even when inheritances are divided equally.

Sometimes beneficiaries feel that important contributions have been ignored.

There is no universally correct answer.

For some families, equal shares are entirely appropriate.

For others, fairness may mean recognising different circumstances.

The important point is that decisions should be made deliberately rather than by default.

One reason disputes occur is that beneficiaries are often surprised by what they discover.

Where appropriate, discussing intentions during lifetime can help manage expectations.

Letters of Wishes can also provide valuable context and explanation.

Estate planning is not about satisfying everyone.

It is about making informed decisions that reflect your values and wishes.

Equal can be fair.

Unequal can be fair.

The key is understanding why you have made those choices and documenting them appropriately.

Because fairness is not always measured with a calculator.

Let’s make sure you and your loved ones are protected, now and always.

Make time now...for your family and for your peace of mind.